Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Mutual Funds vs. ETFs Exchange-traded funds have some things in common with mutual funds, but there are differences, too. Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.